Scheme Compliance Lead

About the position

We’re Checkout.com – you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen. Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why. With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they’re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn’t just another job; it’s a career-defining opportunity to build the future of fintech. We’re looking for a Lead, Scheme Compliance to help ensure Checkout.com maintains strong adherence to Visa and Mastercard scheme rules across our North America operations. This role is central to supporting the company’s compliance posture with the card schemes, by managing day-to-day scheme compliance activities, leading investigations, implementing corrective actions, and collaborating across teams to embed best practices. The Lead will work closely with stakeholders across Risk Operations, Legal, Product, Compliance, and the card schemes to ensure operational readiness, policy alignment, and timely responses to scheme matters.

Responsibilities

  • Manage daily scheme compliance operations and ensure timely resolution of compliance cases and scheme inquiries.
  • Support the development, implementation, and maintenance of card scheme compliance policies, procedures, and internal controls.
  • Provide scheme compliance guidance to Company policies.
  • Conduct detailed investigations into potential non-compliance issues, document findings, and recommend remediation plans.
  • Work cross-functionally with Commercial, Product, Risk, and Legal teams to assess business models and ensure alignment with scheme rules.
  • Participate as the scheme compliance subject matter expert in leadership forums.
  • Prepare and maintain accurate reporting and dashboards to monitor compliance metrics and highlight areas for improvement.
  • Support training and awareness programs to promote a culture of compliance and understanding of scheme requirements across the organization.
  • Build and maintain strong working relationships with card schemes, internal teams, and external stakeholders to resolve issues efficiently.
  • Primary point of contact to our bank partners on scheme compliance matters.
  • Identify opportunities for process improvement and contribute to the enhancement of compliance frameworks and documentation.

Requirements

  • Solid understanding of card scheme rules and operational processes within a payments or acquiring environment.
  • Proven experience working in scheme compliance, card network relations, or risk operations within a payments company, bank, or fintech.
  • Strong analytical and problem-solving skills, with the ability to interpret complex rules and apply them to real-world scenarios.
  • Excellent communication and interpersonal skills, able to collaborate effectively across technical and non-technical teams.
  • Highly organised, detail-orientated, and comfortable managing multiple priorities in a fast-paced environment.
  • Proactive and ownership-driven, demonstrating accountability and initiative in driving compliance outcomes.
  • Comfortable engaging with external partners (e.g., card schemes, acquirers) and representing the company professionally.

Nice-to-haves

  • Prior experience managing or mentoring a small team or acting as a lead on complex cases is a plus.
Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...